Melson Memo: July 2014

Thursday, July 31, 2014

HUD Deals in Tulare County - July 28th 2014

Today's HUD Deals in Tulare County.

Homes Featured Include:

1347 Roby Ave, Porterville

3203 Beech, Visalia

3615 Verde Vista, Visalia

1650 West grand, Porterville

775 Putnam, Porterville

885 Second, Porterville

Find your next home now!

More info about HUD Homes

I created this video with the YouTube Slideshow Creator (http://www.youtube.com/upload)

Monday, July 28, 2014

$$ Save Thousands $$ HUD Homes Tulare/ Kern County!

Tulare County HUD Homes

1650 W. Grand Ave. Porterville, CA 93257

$185,621

045-655023

3203 E Beech Court Visalia Ca 93292

$310,000

045-728171

1347 W Roby Avenue Porterville Ca 93257

$125,000

045-621196

775 W Putnam Ave Porterville Ca 93257

$108,458

045-694781

885 N Second Street Porterville Ca 93257

$75,000

045-636496

3615 S Verde Vista Street Visalia Ca 93277

$130,000

045-668085

Kern County HUD Homes

224 E Radar Ave. Ridgecrest, CA 93555

$117,529

045-651377

213 W Radar Avenue Ridgecrest Ca 93555

$109,250

045-696350

200 South Silver Ridge St Ridgecrest Ca 93555

$75,810

045-652780

7009 Copper Creek Way Bakersfield Ca 93308

$250,000

045-772620

1208 S Yorktown Ridgecrest Ca 93555

$149,000

045-654545

328 W Felspar Ave Ridgecrest Ca 93555

$129,000

045-653545

Friday, July 25, 2014

HUD Deal in Porterville - 1347 Roby

HUD Deal in Porterville

1347 Roby offers 3 bedrooms 1 bathroom with 1181 square feet.

The kitchen boasts ample storage space and a ceiling fan!

Beautiful flooring in the living room with brick feature wall and updated tile in the bathroom.

Home comes complete with a extra large back patio and unique flooring design.

HUD Deal in Tulare County! 885 Second Street

Just Listed in Porterville!

885 Second Street offers 3 bedrooms, 2 bathrooms with 974 square feet.

Bathroom has Pedestal sink and upgraded tile shower.

Kitchen offers ample storage and built-in microwave.

Backyard comes complete with a covered patio!

Thursday, July 24, 2014

$$ Save Thousands $$ HUD Homes Tulare/ Kern County

Tulare County HUD Homes

1650 W. Grand Ave. Porterville, CA 93257

$185,621

045-655023

3203 E Beech Court Visalia Ca 93292

$310,000

045-728171

134 N Shenandoah Court Visalia Ca 93291

$209,900

045-693064

543 W Memory Lane Porterville Ca 93257

$150,000

045-637657

1347 W Roby Avenue Porterville Ca 93257

$125,000

045-621196

775 W Putnam Ave Porterville Ca 93257

$114,166

045-694781

885 N Second Street Porterville Ca 93257

$75,000

045-636496

Kern County HUD Homes

224 E Radar Ave. Ridgecrest, CA 93555

$127,749

045-651377

213 W Radar Avenue Ridgecrest Ca 93555

$118,750

045-696350

200 South Silver Ridge St Ridgecrest Ca 93555

$79,800

045-652780

2005 Breezeway Drive Bakersfield Ca 93306

$75,000

045-675403

7009 Copper Creek Way Bakersfield Ca 93308

$250,000

045-772620

1208 S Yorktown Ridgecrest Ca 93555

$149,000

045-654545

10908 Peterson Avenue Weldon Ca 93283

$40,000

045-737835

221 South Springside Street Ridgecrest Ca 93555

$41,000

045-674002

Tuesday, July 22, 2014

Get Paid to Save on Utility Costs?!...

While browsing through articles from the National Association of Realtor’s, an author was going over the different changes she has made in her home to save on utilities and get paid for doing so. Mentioning ideas from buying high efficiency light bulbs in bulk to upgrading major appliances, it sounded great except for the fact that she is on the East Coast and the programs she mentions are not for us Californians! Be not discouraged...We have done the research for you and found a few programs that ARE available in our local areas. With several of the utility providers offering rebates for the same upgrade, we can look at saving on utilities like stacking coupons at the grocery store; making small changes with double the savings!

Refrigerators - They are constantly running yet often forgotten, that is until the morning we wake up and smell something funny coming from the kitchen; only to find our fridge full of half spoiled good. As tragic as it would be to lose a fridge full of food, SCE offers a slight reprieve by the means of Incentives and Rebates. Coming in at $50 is a Refrigerator Recycling Incentive that offers to pick up your old fridge or freezer and recycle it free of charge. With that old thing out of the way, you can take advantage of their rebate of up to $75 for purchasing a qualified Energy Star Refrigerator.

Water Heaters...We hate the amount of energy they use, but are thankful for them each time we take a hot shower. The Gas Company lists 2 separate rebate options for purchasing a new unit; $100 for a qualified Energy Star High-Efficiency Natural Gas water heater with an Energy Factor (EF) of 0.67 or higher, or a $30 rebate for a qualified High-Efficiency Natural Gas water heater with an EF of 0.62 - 0.66. PG&E offers a similar rebate for Energy Star High-Efficiency Gas Storage Water Heater with an EF of 0.67 or higher. They are willing to shell out $200 per unit for making the change in your home. They also offer a rebate for those who would be replacing an Electric Heat Pump Water Heater; by purchasing an Energy Star Electric Heat Pump Water Heater with an EF of 2.0 or higher, you will be receiving a rebate of $500! Not wanting to be left out, SCE also provides a $30 rebate for those who need to replace a qualified Electric Storage Water Heater as well as a $200 rebate for a qualified Hybrid Electric Heat Pump Water Heater

Pools are a great way to stay cool in the summer but we never knew that replacing the pump and motor could put cash in our pockets...Until we started this quest for cash through the world of utility rebates... PG&E offers $100 per unit for those who replace their pool pump with a qualified Variable-Speed Pool Pump for Filtration Only. SCE provides a rebate of up to $200 for replacing your single or two speed pool pump with a qualified Variable Speed Pool Pump and Motor model.

Light bulb saving options were the most intriguing idea from the original post. SCE customers can take advantage of reduced prices on energy-efficient LED lighting products when purchased through Bulbs.com and EFI.org. The program allows each household to purchase up to 16 bulbs in a 6 month time period, and given the longer bulb-life of these models that means definite savings.

These are just a few of the many ways that the local utility companies are putting cash back in your pockets through their rebate and incentive programs. Be sure to check out the websites below for specific details and several other rebate options that are available.

Interested in buying a house where you can make these money saving upgrades and start investing in your future...Contact one of our experienced Realtors who can help you start your search.

SCE Rebates & Incentives

PG&E 2014 Residential Rebates List

The Gas Company Rebates & Incentives

How I Learned to Stop Wasting Energy and Love My Utility

If you haven’t nosed around on your utility’s website recently, you’re likely missing a break on your bills. Read

Visit houselogic.com for more articles like this.

Monday, July 14, 2014

Money Monday by Rob Smee FHA Bridal Registry Gift Funds

FHA Bridal Registry Gift Funds

Are you planning on getting married and buying a home soon, but aren’t sure where your down payment funds are going to come from. FHA (Federal Housing Administration) has a Bridal Registry program which can be used to accumulate money you receive as a wedding present and use it towards your down payment. The FHA Bridal Registry works just like a normal department store registry, except instead of registering with Target or Pier 1 you are allowed to register with a lender.

From that point your family and friends are allowed to transfer gifts into an interest bearing account on your behalf.
There are 3 simple steps:
1. A couple opens a savings account prior to the wedding and labels it “Bridal Registry”.
2. Gifts are deposited.
3. All of the 3.5% down payment can come from these gift funds. The best part about this FHA program is there are no gift letters or paper trails. You simply open a savings account labeled “Bridal Registry” and the soon-to-wed are that much closer to purchasing their first home.

For more information regarding the purchase of a home or other mortgage topics, contact myself or your local mortgage professional. Visit my Facebook page or email me at rob@ccmloans.com Rob Smee, Mortgage Consultant – Country Club Mortgage.